HDB

HDB
The Singaporean First Time Home Owner's Dilemma: HDB Build-To-Order or A HDB Flat?
by
Siti Zubeidah Binte Kadir
For first timer homeowners, there's always the dilemma of choosing between purchasing a new Built-To-Order (BTO) flat from HDB or a resale flat from the open market. Until recently, resale flats in the open market have been out of reach for most first time buyers, with Cash Over Valuations (COVs) going for an average of $30 000 to highs of $100 000. Unless these young couples have been saving for years, it is unlikely that they have that much cash to fork out, especially if you factor in the wedding and other miscellaneous expenses.
http://ezinearticles.com/?The-Singaporean-First-Time-Home-Owners-Dilemma:-HDB-Build-To-Order-or-A-HDB-Flat?
id=8051728 - Oct 09, 2013
Explaining the Advantages of HDB Loans Versus Bank Loans (An Abridged Version)
by
Pearl Lim Susan Teo
Before 1 January 2003, people buying a HDB (Housing Development Board) flat have to finance it either with a HDB Concessionary Rate Loan or a HDB market rate loan. But since then the HDB market rate loan was replaced by home mortgage from financing institutions, which are gazetted by the Monetary Authority of Singapore. HDB Concessionary Rate Loan Compared to a home loan from a financing institution, a HDB loan has more stringent eligibility requirements.
http://ezinearticles.com/?Explaining-the-Advantages-of-HDB-Loans-Versus-Bank-Loans-(An-Abridged-Version)
id=7567997 - Mar 21, 2013
The HDB Market - A Boon Or a Bane?
by
Khalil Adis
While Housing Development Board (HDB) flat sellers are laughing all the way to the bank this year, first time homeowners and singles trying to get a piece of the HDB resale market are fuming. These buyers are finding HDB resale flats far too expensive with many now deciding to defer their purchase or even their marriage. Data from the HDB shows that the Resale Price Index (RPI) has continued to climb ever higher, posting a record 145.
http://ezinearticles.com/?The-HDB-Market---A-Boon-Or-a-Bane?
id=4701070 - Jul 20, 2010
Buying Singapore Public Housing From HDB Resale Market - Understanding the Rules and Regulations
by
Say Min Wong
Singapore Public Housing in the open or resale market provide a cheaper alternative for home ownership. Before buying a resale flat, you need to understand the related housing rules and the latest ethnic integration policy which may impact your eligibility to buy.
http://ezinearticles.com/?Buying-Singapore-Public-Housing-From-HDB-Resale-Market---Understanding-the-Rules-and-Regulations
id=4752768 - Jul 28, 2010
Will Raising the Ceiling for the HDB Income Affect Prices of Your Homes? Part 2
by
Shirley Paul Tan
Most newly weds cannot afford the executive condominium type of homes. The executive condominiums have higher pricing level and HDB restrictions than the regular condominiums. One of the restrictions implemented by the HDB is the 5 year minimum occupation of the occupant.
http://ezinearticles.com/?Will-Raising-the-Ceiling-for-the-HDB-Income-Affect-Prices-of-Your-Homes?-Part-2
id=6569828 - Sep 19, 2011
Selling Singapore Public Housing in HDB Resale Market - Understanding the Government Rules
by
Say Min Wong
Selling Singapore Public Housing in the HDB resale market can be profitable if you purchased and sell at the right time. However you need to understand the Government rulings on HDB resale market. Hence it is important to verify your eligibility first before you decide to exit the market.
http://ezinearticles.com/?Selling-Singapore-Public-Housing-in-HDB-Resale-Market---Understanding-the-Government-Rules
id=4752804 - Jul 28, 2010
Will Raising the Ceiling for the HDB Income Affect Prices of Your Homes? Part 3
by
Shirley Paul Tan
Who has the authority for the sale of HDB flats in Singapore, Singapore Land Authority (SLA) or the Housing Development Board (HDB)? Each Singaporean has the opportunity to buy resale flats, original flats, EC units, and DBSS flats from developers twice only.
http://ezinearticles.com/?Will-Raising-the-Ceiling-for-the-HDB-Income-Affect-Prices-of-Your-Homes?-Part-3
id=6569829 - Sep 19, 2011
Will Raising the Ceiling for the HDB Income Affect Prices of Your Homes? Part 1
by
Shirley Paul Tan
For a couple to qualify in buying a BTO or Build to Order property from the HDB, a couple's joined total income should be below $8,000 per month. This amount is about 20 to 30% lower than the amount of the prices for resale flats in Singapore.
http://ezinearticles.com/?Will-Raising-the-Ceiling-for-the-HDB-Income-Affect-Prices-of-Your-Homes?-Part-1
id=6567314 - Sep 17, 2011
Useful Information About Singapore HDB Flats For Sale
by
Roger Meyer
The Housing
Development Board (HDB) is Singapore's public housing authority. Its aim was to resolve housing shortage issues after Singapore gained independence in 1965, building flats mainly for rental by low-income groups. Today, HDB flats have become the most sought after properties in Singapore as they are comparatively affordable. HDB estates are self-sufficient with facilities such as supermarkets, clinics, shopping centers, schools, playgrounds and more.
http://ezinearticles.com/?Useful-Information-About-Singapore-HDB-Flats-For-Sale
id=1332054 - Jul 16, 2008
HDB Concessionary Loan or Bank HDB Loan?
by
Justin Ang
For home owners over a certain income bracket Banks' HDB loans are required. For those under the income bracket, an HDB concessionary loan is available, provided they meet all requirements established by the Housing Development Board. During the period of time in which the loan is given, home owners can refinance their loans from HDB to banks, if they decide it is optimal.
http://ezinearticles.com/?HDB-Concessionary-Loan-or-Bank-HDB-Loan?